What is a four-point inspection, and might I need one in Faribault?

A four-point inspection is a focused evaluation of a home's four major systems, roof, electrical, plumbing, and HVAC, rather than the comprehensive look of a full inspection. Insurance companies often require one before they'll write or renew a policy on an older home, and given Faribault's aging housing stock, this comes up here. Insurers want assurance that a century-old home doesn't have an end-of-life roof, outdated or hazardous wiring like knob-and-tube remnants or a Federal Pacific panel, failing galvanized plumbing, or an unsafe furnace. If your insurer asks for a four-point inspection on a Faribault home you're buying or already own, we can perform it and document the condition of those systems. That said, if you're buying, a full home inspection covers all four of these systems and much more, so most buyers are best served by the comprehensive inspection and can request four-point documentation if their insurer needs it. We'll help you figure out which you actually need. To arrange a four-point or full inspection, call us or build a free instant quote online.